Now you can afford the vacation you’ve dreamt of even during these challenging financial times by using our unique layaway vacation plan. Our layaway vacation plan is designed to provide you with an affordable way for you to enjoy a luxury vacation on a budget. And, best of all, you get the very same award-winning service in a fully staffed, five-star luxury beach villa as always.
Why consider a layaway vacation plan?
The goal of any layaway plan is to provide an easy, affordable and effective method for you to purchase something that would otherwise overly strain your budget or gobble up all your credit. We designed our layaway vacation plan to help you achieve that goal by allowing you to create and manage the prepayment of your vacation with us. We realize it is a tough economy so we are doing our part to help you enjoy the vacation you deserve!
How it works!
Our layaway vacation plan is very familiar to anyone who has ever put an item on layaway in a store. You secure your reservation by making a deposit and the remainder of your vacation is divided into equal monthly payments. The amount of the payment varies due to the varied price of vacations and the number of months between when you make your reservation and when your vacation starts.
We calculate everything for you and will show you the payment schedule before you book. Your deposit is only twenty-five percent (25%) of your total vacation amount. The monthly payment is then calculated from the total amount of your vacation, minus your deposit, divided equally by the number of months between when you make the reservation and 45 days prior to your arrival. Payments are always due on the 1st of every month so you can easily schedule it along with your other monthly bills.
What are the hidden fees or interest rates?
Zero, zip, nada! We currently charge no initiation fee, interest charge, management fees or prepayment penalty under our layaway plan. The amount you pay is exactly the same as if you paid normally, you just pay this one over time.
Is the vacation amount negotiable?
In a word, no. Once the vacation amount has been established and sent to you we do not negotiate any discounts. This is because we are essentially financing your vacation for free so we have to be very firm on our pricing. If you need to negotiate the price you should use our normal booking process where we have much more flexibility.
How do I book it?
Simple, follow this link to our Reservation Form w/Layaway Option. Enter your vacation information and if you are eligible you’ll see the option to pay using the Layaway Program appear. Check it and complete the reservation — it’s that easy!
What is the security deposit?
We require a security deposit in case someone in your group causes damage to the property. We include the price of security deposit insurance coverage in your initial invoice. These policies are typically less than $100 and provide coverage for over $2500. In the very unlikely event that we need to make a claim, we will do so first with the insurance company.
What happens if I have to cancel?
We have a very simple 48-hour risk free booking. If you book a layaway vacation with us and need to cancel it within 48 hours of booking you will get 100% of your money back. After this 48-hour period, all layaway payments are non-refundable.
However, if the property becomes un-rentable for any unforeseen circumstance, we will refund 100% of the funds.
What happens if I miss a payment?
All payments are due on the 1st of every month, which should help you in both budgeting and remembering to make your payment. If, for some reason, you overlook a payment we provide a five (5) day grace period. After the grace period you will receive an email or telephone call from us informing you of the oversight. Catch up in the next five (5) days and you are back on schedule. But if you do not, then your reservation could be cancelled and all funds paid to us are forfeit.
A suggestion would be for you to look into Travel Cancellation Insurance through companies such as Travel Safe.
Do I still need travel insurance?
Yes, we always recommend it. Weather can be a significant factor in you getting from where you are to here. Medical problems can surface. Always get travel insurance to protect you in these and other cases. Most travel insurance should cover your initial deposit and any funds you have paid to the date of your cancellation which are not refunded by us.
What form of payment do you accept?
For our layaway program, we accept Paypal, wire transfers and certified bank checks drawn on a US bank. We, unfortunately, cannot accept credit cards other than Paypal under the layaway program.
Can you automatically debit my bank account?
Yes, providing you are with a US bank we will work with you to set up what is called an ACH (automated clearing house) payment. These automatic debits are identical to those you probably use for your car payment, mortgage or even credit card payments. They are simple, secure and very easy.
What else should you know?
Only that you will have the same fantastic vacation as if you paid for the vacation in any other way. But if you have any other questions, just ask!